401(k) Calculator - Calculate Your Retirement Savings

Current Age:

Retirement Age:

Current Annual Salary ($):

Current 401(k) Balance ($):

Your Contribution (%):

Employer Match (%):

Expected Annual Return (%):

Features

Calculate 401(k) growth with compound interest
Include employer matching contributions
Estimate total retirement savings
Show breakdown of contributions vs growth

401(k) Tips

Contribute at least enough to get full employer match
Consider increasing contributions with salary raises
Diversify your investment options
Don't withdraw early - avoid penalties and taxes

Employer Matching

Many employers match a percentage of your contributions, typically up to 3-6% of your salary. This is essentially free money that can significantly boost your retirement savings.