Business Loan Calculator

Calculate business loan payments and analyze financial impact on your business

Traditional term loans with fixed payments over a set period

About Business Loans

Loan Types

  • • Term Loans: Fixed payments over set period
  • • SBA Loans: Government-backed, lower rates
  • • Equipment Financing: Secured by equipment
  • • Working Capital: Short-term business needs

Key Considerations

  • • Debt service coverage ratio should be ≥1.25
  • • Consider impact on cash flow
  • • Evaluate business growth potential
  • • Compare multiple lenders